Senior Manager, Credit Advisory at NCBA Group

Job Purpose Statement

The Senior Manager Credit Advisory is primarily responsible for:

• Delivery of Collection Target to a CRAG Portfolio of Corporate Customers under ‘Watch’’ category experiencing financial distress.
• Primary, Secondary and desktop credit risk CRAG reviews of Corporate names to identify key credit risk concerns, come up with mitigation strategies & covenant/monitoring actions/targets
• Turn Around of CRAG watch names to resolve credit risk concerns and return them to ‘Normal’, ‘Exit’ or Downgrade to ‘NPL/Recoveries’
• Adoption and relationship management of CRAG names under Primary management to turn around, reduce, exit and collect based on strategy and target
• Determining objectives, strategies and actions that need to be adopted to address business risk issues.
• Reduce Bank’s risk and achieve collections, reduce and managed exit solutions so that the bank realises maximum return in the shortest time possible.
• Act as a point of contact for the Head of Credit Risk Advisory to discuss specific problems and act as a ‘’sounding board’’ recommending appropriate solutions and strategies to achieve the bank’s objectives.
• Provide secondary support to the relationship team on problem accounts managed under the Normal or Watch category

Ideal Job Specifications

Academic:

• Bachelor’s degree in a business management discipline in either of Finance, Business, and Economics, Mathematics / Statistics or related field from a reputable institution.
• Master’s Degree in Finance, Economics, Commerce, Accounting or any other equivalent and relevant qualification from a recognized university.

Professional:

• Comprehensive banking background and extensive experience in credit appraisal and loan portfolio management.
• Experience in engaging C-level management and senior executives in facilitating decision-making and reporting.
• Extensive understanding of business and financial fundamentals, with mathematical aptitude & advanced accounting skills.
• Ability to coach, mentor, train and transfer skills to others.

Desired work experience:

• At least five years’ experience in corporate credit risk management.
• Ability to coach, mentor, train and transfer skills to others.