Vacancies at Equity Bank Kenya

Job Purpose

The Senior Officer will play a crucial role in conducting thorough investigations into potential fraudulent activities, compliance breaches, and suspicious transactions to safeguard the integrity of our institution and mitigate risks.

Job Responsibilities/Accountabilities 

• Conduct interviews to obtain information useful in resolving a fraud case/dispute
• Collect, analyse, and interpret relevant documents and financial records to obtain clues regarding a monetary dispute
• Carry out analysis of obtained evidences and clues to determine possible suspects
• Collaborate with other professionals to develop strategies useful in resolving a fraud
• Maintain an honest/ethical benchmark when conducting investigations to ensure a non-discriminatory analysis
• Ensure accurate documentation and record of all interrogations and overall investigative operations
• Interrogate suspects to obtain information or clues useful in cracking illegal financial schemes
• Offer recommendations to organizations on ways to minimize risk of fraud
• Conduct investigations to arrive at logical conclusions as to the identities of fraud perpetrators and the strategies they employed
• Liaise with various law enforcement agencies and represent the organization in court during case hearings.

Qualifications

Required Skills and Qualifications

• Degree in a related field (e.g. Criminology, accounting, social studies, law banking, criminal justice, risk management)
• Relevant certification preferred such as e.g. CFE, CFIP(Certified Forensic Investigation Professional),CHFI(Computer
• Hacking Forensic Investigator), CEH (Certified Ethical Hacker)
• Proven working experience in investigations of frauds and other crimes.
• Strong interpersonal and communication skills including the ability to interact with clients, upper management and law enforcement.

go to method of application »

Job Purpose

The purpose of the role is to detect, assess, and mitigate credit risk early enough to avoid defaults, ensure regulatory compliance, and protect the bank's financial health.

Job Responsibilities/Accountabilities 

• Lead proactive credit monitoring across SME, Corporate, and non-digital Retail portfolios.
• Identify early warning signals and initiate timely interventions to mitigate credit risk.
• Manage early-stage arrears and implement strategies to reduce delinquency and improve recovery.
• Evaluate and enhance credit monitoring tools and processes for effectiveness and compliance.
• Ensure alignment with CBK Prudential Guidelines, AML/CFT obligations, and regulatory updates.
• Oversee watchlist reporting and ensure timely escalation and review of high-risk accounts.
• Coordinate with GSAM and legal teams for recovery actions, restructuring, and resolution of distressed accounts.
• Track recovery performance and contribute to continuous improvement of recovery frameworks.
• Provide strategic oversight of credit monitoring practices across all group subsidiaries.
• Ensure consistency in credit risk policies and reporting standards across jurisdictions.
• Establish transparent reporting and escalation protocols between subsidiaries and group committees. 

 Qualifications

Required Skills and Qualifications

• Bachelor’s degree in Finance, Economics, Business Administration, Statistics, or a related field.
• Master’s degree or professional certifications (e.g., CFA, FRM, CRM, CPA, or Diploma in Credit) are highly preferred.
• Minimum of 8–10 years in credit risk management, with at least 3–5 years in a senior leadership role.
• Proven track record in credit portfolio monitoring and reporting.
• Ability to design and implement credit monitoring frameworks, early warning systems, and risk mitigation strategies.
• Proficiency in credit risk assessment, portfolio analysis, and financial modeling.
• Strong command of data analytics tools: SQL, R, Python, Excel, Power BI.is an added advantage. Familiarity with IFRS 9 provisioning, stress testing, and scenario analysis.

go to method of application »

Job Purpose

To make sure that the bank's credit risk framework is sound, compliant, consistent, and aligned with the bank’s risk appetite and regulatory standards. This role is at the heart of enforcing discipline, control, and quality across all aspects of the credit lifecycle – from origination to recovery.

Job Responsibilities 

• Providing sampling, testing, and oversight for Group portfolio trending and remediation. Ensuring alignment of credit quality assurance practices with Equity Bank Group's strategic objectives
• Conduct both scheduled and ad-hoc credit quality reviews, focusing on compliance with credit policies, methodologies, and risk management systems
• Coordinating the implementation of agreed action plans for credit audit and operational risk issues.
• Providing support to subsidiaries in reviewing and implementation of their credit policies and processes
• Facilitating training programs tailored to Equity Bank Group's credit policies and compliance standards.
• Evaluate credit memos for completeness and provide preliminary assessments, highlighting strengths and weaknesses.
• Review audit findings (internal, external, and regulatory) and ensure timely resolution of significant issues. Conduct follow-up reviews to verify that corrective actions on identified issues are effective.
• Review credit committee mandates and perform checks against the credit charter to ensure governance and compliance.
• Keeping abreast of financial industry laws, regulations, global banking trends, and best practices.
• Monitor portfolio performance and trends against set thresholds to identify emerging risks and opportunities for remediation.
• Track and escalate exceptions in accordance with policy requirements, maintaining logs for audit and compliance purposes.
• Coordinate credit governance features in credit automation and digitization projects including Loan origination systems, collection systems.

 Qualifications

Required Skills and Qualifications

• Bachelors degree in Finance, Economics, Accounting, Business Administration, or a related field
• Professional certifications such as CPA, ACCA, CFA, CCP. FRM, or PRM are preferred
• Master’s degree in a relevant field is an added advantage
• Minimum 8 years in banking or financial services, with at least 5 years in credit risk management, or credit governance roles
• Credit risk assessment and modeling (e.g., IFRS 9, PD/LGD/EAD)
• Financial analysis and portfolio management
• Knowledge of Basel II/III, CBK Prudential Guidelines
• Credit risk governance, policy administration, and board-level risk reporting.
• Policy development and implementation
• Risk appetite and limit setting
• Regulatory compliance and audit readiness
• Stress testing and scenario analysis
• Knowledgeable in identifying indicators of fraud through data mining and analysis exercises.