SME & Institutional Banking Officers at SMEP Microfinance Bank

SME & Institutional Banking Job Key Duties and Responsibilities

• To champion SME product in the Branches.
• Prospect new SME clients and assist in loan application.
• Conduct and ensure proper loan appraisals to be measured by approval success rate.
• Prepare and execute loan contracts and arrange for disbursement of loans.
• Ensure client retention through excellent customer service and maintain a good relationship with existing SME customers.
• Engage in proper Know Your Customer (KY Vetting of clients using supporting documents and SME appraisal tools.
• Compliance to audit standards and company policies and procedures.
• Ensure periodic SME training is carried out at the branch to enhance awareness and cross selling.
• Ensure timely loan repayments through aggressive follow ups.
• Delinquency and default management actions as per credit policy.
• Mobilize deposits in line with branch targets

Qualifications and Experience for the SME & Institutional Banking Job

• A undergraduate Bachelor’s degree in Business, Sales, Marketing or equivalent.
• Knowledge in Sales and Marketing, credit risk management, credit lending
• At least 2 years’ experience in the financial sector with proven and demonstrable ability to grow SME business (for candidates applying for SME & Institutional Bankin.
• Proficiency in computers is mandatory.
• Ability to analyze and interpret financial statements
• Clear understanding of microfinance/banking industry is an added advantage.
• Good interpersonal & communication skills with excellent customer service.
• A team player with the drive to improve performance.
• Persuasive with strong recognition skills,
• Self-driven and possess the ability to work with minimum supervision
• Ability to work independently under minimum supervision.
• Strong Christian values, commitment and passion for the transformation of the population.
• Aged between 25 and 35 years