Business Development Officers at SMEP Microfinance Bank

BDO 07/24/HRD

Responsible for business development through marketing and recruiting of customers, processing and disbursement of loans and ensure timely collection of the same to ensure healthy portfolio and a happy and satisfied customer base.

KEY DUTIES AND RESPONSIBILITIES

•  To champion and support the Spiritual formations and rhythms in the Bank, in order to maintain a focus on the Bank’s Christ-centered culture.
•  To promote spiritual growth among fellow staff, customers and other associated parties.
•  Responsible for Marketing of Banks products and services.
•  Actively drive growth in customer numbers and ensure full adherence to the customer on-boarding Policies and Procedures.
•  Facilitate recruitment and registration of clients in existing and new groups.
•  Stimulate client training on SMEP policies, procedures and basic business skills, loans, business, e.t.c.
•  Ensure that all clients contribute weekly savings and repay their loans on time.
•  Responsible to evaluate clients’ businesses and determine whether they are worth the amount applied for.
•  Responsible for client evaluations and loan processing.
•  Responsible for maintaining a quality asset portfolio as per the Banks requirements.
•  Responsible for preparation and submissions of timely daily, weekly, monthly and quarterly reports as per the Banks’ requirements to the respective Office Holders.
•  Responsible for recording, verifying and assessing the chattels offered for loans with assistance of the Branch Manager.
•  Ensure follow-up of defaulters and collection of arrears.
•  Responsible for record keeping for all clients e.g. savings, loan status etc.
•  Ensure client retention through excellent customer service.

QUALIFICATIONS AND COMPETENCIES:

•  A minimum grade of C+ (plus) in KCSE
•  An undergraduate Bachelor’s degree or Diploma in Business related courses from a recognized institution.
•  Knowledge in Sales and Marketing, credit risk management, credit lending, as well as relevant experience in the Banking sector will be an added advantage.
•  Proficiency in computers is mandatory.
•  Ability to analyze and interpret financial statements
•  Clear understanding of microfinance/banking industry is an added advantage.
•  Good interpersonal & communication skills with excellent customer service.
•  A team player with the drive to improve performance.
•  Persuasive with strong recognition skills,
•  Self-driven and possess the ability to work with minimum supervision
•  Ability to work independently under minimum supervision.
•  Strong Christian values, commitment and passion for the transformation of the population.
•  Aged between 26 and 35 years