Credit Risk Analyst at ENGIE

Responsibilities

Credit Risk Monitoring, Analysis and Reporting

• Support the development of live Tableau Dashboards monitoring Credit Risk in EEA markets of operations.
• Help in interpreting and placing the individual analyses in the bigger picture of country credit risk performances and derive conclusions.
• Support the development and transfer on Tableau of the countries' Credit Risk Reports.

Credit Risk Management Routines

• Help organize and run the countries' Credit Risk Committee Meetings.
• Support the local teams to implement the follow-up actions (e.g. portfolio analyses, adjustment or strengthening of credit management routines, etc.) emerging from the Credit Risk Committee meetings.
• Ensure that country stakeholders have access to credit risk monitoring tools and this information is used to inform decision making and action plans.
• Collaborate with stakeholders to identify areas for improvement and potential for innovation in our processes, standards, tools, etc.

Knowledge Sharing & Capacity Development Support.

• Provide support on training and communication on credit risk policy standards, tools and best practices to country teams across multiple departments and levels of the business.
• Support the development and delivery of credit risk training content for MySol Academy or other credit-related training initiatives.
• Where appropriate, provide country teams and Global CF with insights and recommendations coming from analysis of reports and monitoring tools to give important context, inform decisions and action plans.
• Document and share credit risk management best practices and insights from across our network of country operations and global teams.

Stakeholder Management

• Serve as a main point of contact for countries' Head of Customer Finance departments in the preparation and follow-up of the countries' Credit Risk Committee meetings.
• Work with country and global Customer Finance departments to build and maintain a strong credit culture across EEA.
• Contribute to the overall strategy and priorities of EEA Customer Finance and country-specific strategies (in some cases, leading or guiding this process) related to Credit Risk Management.
• Provide practical input to country and global credit operations strategy & standards development

Knowledge and skills 

Experience & Aptitudes:

• 2 to 4 years of professional experience in a related field; work experience in Sub-Saharan Africa in the off-grid energy sector is a plus.
• 1 to 2 years of experience in credit-related credit risk management, credit operations, or other areas related to commercial lending and credit portfolio management is desired.
• Can-do attitude, with a knack for problem solving and tackling big challenges that require both team collaboration and individual perseverance.
• Keen analytical skills; ability to combine hard data and observations on operational realities to then translate them into actionable insights.
• High level of professional curiosity; high level of interest in how to make processes and systems work to their best level.
• Strong and confident communicator who is equally capable of asking for support and guidance as well as sharing feedback, information and knowledge with others.
• Detail-oriented, with an ability to help others check their work and maintain a high level of quality.
• Empathy and stamina in collaboration with a broad range of stakeholders including customer-facing teams, leaders and managers across various business functions and units, and across a variety of cultural contexts.
• Familiarity with the nature of our customer base and the challenges faced by our customer-facing teams.

Qualifications:

• Diploma or degree required. Degree in economics, finance, microfinance, business, data analytics or a related subject is preferred.
• Certification in a relevant topic (e.g. data analytics, credit risk management, project management) is a plus.