Lending Risk Manager at KCB Bank Kenya

Key Responsibilities

• Monitor the credit portfolio at a macro level to identify concentration risks, emerging trends, and potential vulnerabilities.
• Conduct periodic credit stress testing to assess portfolio resilience under various economic scenarios and provide insights into the results to inform risk management decisions.
• Contribute to the development and periodic review of credit risk policies, frameworks, and risk appetite statements and make recommendations on enhancement of credit controls and risk mitigation as appropriate.
• Prepare regular reports and dashboards on portfolio performance, risk indicators, and sectoral exposures for senior management and Board committees.
• Assist in the preparation of ICAAP documentation, including risk and capital assessments, for regulatory submissions.
• Ensure compliance with Basel, IFRS 9, and other local banking regulations and global practices related to credit risk.
• Regularly collaborate with key stakeholders to balance risk and growth objectives.
• Perform regular review of the bank’s Risk Based Loan Pricing model. 
• Support the enhancement of risk models, credit scoring systems, and automation for better decision-making.

Education/Academic Requirements

• Education     Bachelors Degree    Any relevant area    RQ
• Professional Qualifications    ACIB/AKIB/ CPA (K)/ACCA/ IRM/ FRR/PRM/FRM/SCR    AA
• Masters Degree    Business, Statistics or Information Technology related course    AA

Experience

Detail    Minimum No of Years    Need Type

• Experience in Credit and/or Credit Risk Management    5    ES
• Experience with Credit Policies, Governance, Processes, and Regulatory Compliance    4    ES
• Stakeholder Management    3    ES
• Experience in Digital Lending and Automated Credit Decisioning    3    ES
• Data Analysis and Reporting    3    ES
• People Management    3    AA
• Project Management    3    AA