Loan Portfolio Officer/Credit Analyst at Sheer Logic

Description

• The position involves working with and supporting the Managing Director in portfolio management activities, including regular monitoring of the LENDING COMPANY’s loan portfolio by tracking underlying asset performance using vintage analysis and stress testing, as well as ensuring covenant compliance.
• The work also includes quarterly credit reviews of clients to understand their ability to service existing loans. The role provides significant opportunities to learn, develop, and work as an integral member of the LENDING COMPANY.

Minimum Qualifications

• Undergraduate and a graduate degree in Finance, Business, or Economics, or an MBA with work experience in Banking or Credit will be an added advantage.
• A minimum of five years of work experience in a financial institution with at least three years in Credit Administration or Loan Portfolio Management.
• Strong financial and risk analysis
• Adept at using Microsoft
• Knowledge of digital lending
• Knowledge of commercial credit products, market trends, and/or loan
• Strong leadership and communication skills with experience in leading
• Team player with strong organizational, coordination, and time management

Skills and Experience Requirements

• Ability to prioritize tasks and work with minimum supervision, with high levels of
• Ability to work under pressure to meet strict
• Understand portfolio current initiatives and priorities agreed upon by the client’s key stakeholders.
• Ability to research financial topics and present accessible reports on that research to colleagues with different areas of expertise.
• Ability to prioritize tasks and work with minimum supervision with high levels of
• Ability to work under pressure to meet strict
• Excellent interpersonal skills in managing client
• Strong interpersonal and customer service skills, including forming and maintaining client and business relationships.
• Ability to work with MS Office and portfolio management

Personal Attributes

• Highly motivated and dedicated to the project, long hours could be needed to meet
• Possessing a customer-centric approach in dealing with clients
• A team player who values contribution by other team
• Act in the best interest of the LENDING COMPANY at all
• Comfortable with working across multiple geographies and in cross-cultural
• Be flexible to carry out any other reasonable task requested within the office
• Committed to working in the long

Responsibilities

• The job holder will report to the Head of Prudential reporting to the
• Review of Credit Policy to conform to industry
• Monitor risk exposure in the LENDING COMPANY’s loan portfolio and recommend
• Conduct a detailed loan portfolio analysis to identify trends and
• Provide constant feedback to the underwriters to improve the quality of Participate in the Credit
• Ensure that deviations from the policy are identified, reported, approved, and
• Undertake stress testing and vintage analysis for the loan portfolio to identify CRB reporting of problem
• Collating Market intelligence to inform the review of the Credit
• Analyze the LENDING COMPANY’s portfolio to ensure the cost of funds is commensurate with loan