Latest Vacancies at d.light

Job Summary

Responsibilities Deliverables and Activities

• Credit Strategy, Analytics & Innovation:
  • Consolidate quantitative and qualitative inputs from our customers and other sources to fullyunderstand the repayment performance of our customers.
  • Structure and implement customer insight research projects, such as mapping the financial livesof households, to deepen our understanding of what drives repayment behaviours
  • Use the data insight from the above to scale any that are effective in improving customerrepayment patterns
  • Inform pricing and product strategies to support the company's strategic objectives regardingCredit and customer repayment
  • Monitor, assess, and anticipate credit risk across the portfolio, and proactively report anypotential risks
  • Identify key contributors to low performance and create action plans for improvement.
• Scalable Credit Operations.
  • Maintain and help implement Credit policies and procedures developed by the creditcommittee in line with company standards, ensure their compliance, and seek out ways toimprove their effectiveness and efficiency.
  • Improve the way we collect ongoing quantitative and qualitative data for each customerinteraction to gain richer insight into their experience and repayment behavior
• Responsible Credit Culture
  • Collaborate with other functions (Call Center, Service Center, Sales Team, etc.) to establishperformance standards and create accountability for results
  • Ensure there are timely and effective mechanisms for feedback to teams and team members onissues related to performance or compliance to policy and procedure, including retraining orother measures as needed

KPIs

• Collections in line with set targets.
• Reduction of company delinquency parameters to below set targets.
• Collaborative effort with partners/vendors to ensure that collection is done within the approved budgets & time.
• 100% reporting accuracy & analysis: Accuracy of reports & forecast to guide business decision making.
• Partner/vendor engagement feed

Desired Skills & Experience

• 3 minimum work experience
• Bachelor's Degree
• Work experience in related areas such as project management, financial services, data analysis, orfield team management
• Demonstrated ability to manage projects and teams, especially in a high-growth and performancedriven environment
• High level of comfort working with data, with the ability to translate analysis to insights, and insightsto action
• Solid understanding of credit risk and consumer lending
• Outstanding written and verbal communication skills (English)

Highly Desired Skills and Experience

• Experience in a comparable sector, such as in Digital Financial Services, in a Telecom, or for aFinancial Institution (particularly where the customer base was similar to ours)
• Experience with customer segmentation and customer profiling
• Experience working with and implementing projects through field staff in an emerging market
• Experience working with SQL, Tableau, R etc

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Reporting to: Chief Financial Officer

Position Description

The Planning and Performance manager will be responsible for managing the financial planning and the performance management process in d.light and providing d.light leadership management information to support decision making and improved performance.Theposition will also work to facilitate strategic planning through preparation of financial -ordination and preparation of the annual budget and periodic revised forecasts and performance management through analysis, review and preparation of periodic financial reports.

Person Specifications

The role requires a commercially astute individual with strong planning and analysis skills, able to look beyond the numbers and understand the wider business context that results in effective business partnering.

Roles and Responsibilities

• Participate in setting the d.light finance strategy and objectives.
• Preparationofrolling forecasts by taking the ideas and strategy and translating them into meaningful financial information such as profitability, balance sheet growth, growth impacts, capital and funding requirements.
• Preparation of key macro and micro assumptions forinput into the planning and budgeting process.
• Overall management, co-ordination and preparation of the annual business plan, capital expenditure, operating budget and periodic revised forecasts
• Challenge the plans of business units and integrate those plans into the d.light business plan.
• Develop and implement reporting of key management information (MI) ensuring data integrity and timely communication to relevant stakeholders.
• Develop performance benchmarks for business units and d.light and monitor performance against these.
• Drive the required business analysis and related process for making recommendations for new or improving performance opportunities.
• Manage performance against the budget for each business unit and d.light as a whole.
• Discuss, plan, and monitor interventions to keep the business units on budget
• Provide detailed monthly performance statements and analysis for business units, and d.light as a whole.
• Investigation of variances and recommending remedial measures where necessary
• Identify areas of performance shortfall and propose corrective interventions to d.light management team.
• Preparation ofagainst budget
• Develop demand forecasts (operational forecasts) at multiple levels of aggregation for multiple time horizons as part of a demand planning function.
• Market share and competitive analysis
• Develop and maintain effective relationships with business partners and cross-functional teams at all levels of the organization
• Playing a leading role in coaching and developing his/her team

Desired Skills and Experience

• 8+ years of experience with at least 3 years in a senior financial position
• Professional accounting qualification (ACCA, CIMA, CIPFA, ACA) and evidence of continuous professional development.
• Previous financial modelling and data mining experience
• An appreciation and a good understanding of macroeconomics and external factors affecting the business strategies adopted, and market serviced by d.light.
• Ability to analyse and evaluate data for acceptability and correctness.
• Analytical mind with strong orientation to financial analysis.
• Experience in a fast-paced, highly analytical, entrepreneurial environment
• Ability to work well independently as well as the ability to work well with stakeholders
• Excellent organizational and interpersonal skills, and ability to work as part of a team.
• Strong oral and written communication skills, including sound presentational skills
• Flexibility in resolving issues and addressing changing priorities.

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Job Summary

The Data Manager will be responsible for seeking out opportunities to create value from data, through data governance, using data for analysis and visualisation to under stand correlations and connections among business variables and to see behaviour over time of various business metrics.

The position will also work to ensure that appropriate processes, procedure and technologies are used to their full potential so digiual becomes ingrained into the finance business processes.

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