Credit Risk Analyst at Pezesha

Key responsibilities:

• Underwrites, tracks, analyzes, and maintains the company’s portfolio of loans issued.
• Development and implementation of financial and credit risk models
• Understand, manage and mitigate key elements of the company’s PAR, NPLs and any other related risks on an ongoing basis
• Identifying the key financial and non-financial risks, recommending actions for mitigation of credit and enterprise risks
• Manage a world class in-house credit cycle from evaluation, administration and collections to ensure efficiency, security, AML checks, and fraud control throughout the entire cycle including underwriting process
• Effective communication to investors/lenders on their portfolio performance on a daily/weekly and monthly basis
• Work closely with collections and acqusition teams to provide data driven approaches to improving the credit operations and repayments from borrowers.
• Ensure compliance of company processes in line with set policies and standards locally and globally.

 Desired Qualifications:

• Excellent excel and pivot tables skills for at least 2 years
• MUST HAVE: Degree in Mathematics or Statistics and/or Actuarial Science
• Excellent communication and analytical skills
• At least 2 years experience in risk management and financial analysis in the financial space
• Problem solving ability
• Works with minimal supervision
• ADDED ADVANTAGE:  data analytics skills, financial modelling, R, SPSS