Head of Credit Risk Advisory Group (CRAG) at NCBA Group

Job Purpose Statement

The Head of Credit Risk Advisory Group is primarily responsible for:

• Leading a team of Credit Risk Advisory Mangers in delivery of Turn Around, Restructure & Managed Exit strategies to a portfolio of corporate watch accounts experiencing financial distress.
• Determining objectives, strategies and actions that need to be adopted to address business risk issues. Reduce Bank’s risk and achieve turn around, restructure and managed exit solutions so that the bank realises maximum return in the shortest time possible.
• Acting as a point of contact for the Deputy Director, CRAG & Corporate Recoveries to discuss specific problems and acting as a ‘’sounding board’’ recommending appropriate solutions and strategies to achieve the bank’s objectives.
• Work closely with all stakeholders to ensure early detection, referral and adoption of problem accounts to Credit Advisory.
• Provide secondary support to the relationship team on a n problem accounts managed under the Normal category.
• Representing to relevant stakeholders ongoing status of the portfolio being managed.

Ideal Job Specifications

Academic:

• Bachelor’s degree in a business management discipline in either of Finance, Business, and Economics, Mathematics / Statistics or related field from a reputable institution.

Professional:

• Comprehensive banking background and extensive experience in credit appraisal and loan portfolio management.
• Experience in engaging C-level management and senior executives in facilitating decisionmaking and reporting.
• Extensive understanding of business and financial fundamentals, with mathematical aptitude & advanced accounting skills.
• Ability to coach, mentor, train and transfer skills to others.

Desired work experience:

• At least ten years’ experience with at least five years at senior management level in an active corporate environment or credit risk management.
• Ability to coach, mentor, train and transfer skills to others.