Senior Manager, Capital Management at KCB Bank Kenya

KEY RESPONSIBILITIES

• Ensure adherence to Group Capital Management policies and risk framework across the bank subsidiaries. 
• Develop and implement capital plans and modelling templates for assessing capital ratios and requirements to deliver target risk weighted assets (RWA) growth for all KCB Group subsidiaries. 
• Ensure adherence to the regulatory and internal capital requirements across the Group and set clear escalation guidelines for breaches.
• Manage the Group’s capital stress testing processes, working together with the Group Risk function to design scenarios, including macro-economic variables and paths, critical to understanding the Group’s capital exposures, risks and mitigations.
• Responsible for all Group capital applications (including SBL dispensations and guarantee applications) ensuring quality of applications and deliver board expectations by challenging and reviewing returns. 
• Optimize funding strategies and funding plans to support market share growth, returns and cost reductions, engaging with in-country and Group TES function on wholesale funding market capacity and opportunities.
• Working with the Group Treasurer on the issuance of short-term and long-term funding instruments (where appropriate) - Secured funding (securitization); Unsecured funding (senior and subordinated capital)
• Provide guidelines on the appropriate design and structure of the benchmark investment portfolio for each subsidiary. 
• Chair investment committees in subsidiary treasuries to optimize the sovereign investment strategies to enhance contribution to Group RoRC 
• Review Capital plans from bank subsidiaries monthly, clearly capturing the forecast regulatory capital demand and supply across business units over the 3-year planning horizon; Check and challenge to ensure the capital position on the capital plan over the planning cycles meets the board and regulatory approved targets.
• Determine  capital buffers and perform Cost of Equity calculations in line with KCB Treasury principles and methodology.
• Oversight Risk Weighted Assets (RWA) optimization initiatives across Subsidiaries, challenging data inputs and engagement with in-country treasury teams to guide modelling capability.
• Work with  in-country treasury teams in setting risk adjusted return hurdles and ensure that the hurdle rates are met by evaluating pricing tools and assumptions.
• Lead the BAU Basel regulatory change initiatives. This extends beyond RWA reporting to the consideration of moving from Standardized to advanced (engaging with the credit modelling teams as appropriate)
• Support the subsidiary Treasurers with Internal Capital Adequacy Assessment Plan (ICAAP) submissions to regulators; Coordinate the drafting and governance of Group ICAAP submission. 

MINIMUM POSITION QUALIFICATION REQUIREMENTS

Academic & Professional
Education

• Bachelor’s Degree    
• University Degree in Actuarial Science, Accounting, Business Administration, Statistics, Economics, Mathematics or any other relevant field RQ
• Masters Degree    Any relevant area    AA
• Postgraduate qualifications/Professional Certifications    
• ACI Dealing Certificate RQ   

Experience

Total Minimum No of Years Experience Required

6 years

Detail    Minimum No of Years    Need Type[2]

• Treasury Execution Management    6    ES
• Funds Transfer Price Modelling    5    ES
• Capital Management    4    ES
• Investment portfolio management    5    ES
• Stakeholder Management    5    ES
• Senior Management Reporting    4    ES
• Banking/Finance    3    ES
• People Management    3    ES
• Risk Management    3    DE