Career Opportunities at Chipper Cash

Job Description

• This position supports the Legal, Risk and Compliance Function, reporting to the Head of Quality Assurance & Controls & Testing which develops and provides oversight of AML/CFT and Sanctions assurance testing, Risk management, and strategic compliance matters for Chipper Cash.
• Are you someone who is steeped in compliance, able to operate both as a sophisticated support for regulatory efforts but also a strategic thinker and able to operate in a fast moving, fast growing start-up with a strong culture of compliance?
• As part of the Legal, Risk and Compliance team, you will play a critical role in proactively identifying, assessing, and advising on internal controls and quality assurance testing for Chipper and enabling Chipper’s growth.
• You will have a wide remit to support the Global Head of Financial Crime & DMLRO in reviewing and developing the business’ continuing improvement and ongoing testing of internal controls, policies, and procedures.

Responsibilities

• Lead a team of controls testing analysts across several jurisdictions, working closely with the Head of Quality Assurance & Controls & Testing to ensure the continual development of the controls testing framework and business as usual testing 
• Draft and develop internal controls testing policy and procedures, as well as provide enhancements to existing controls testing methodology
• Establish standards for controls testing for various LRC workflows, including but not limited to, transaction monitoring, watchlist screening, and KYC/onboarding workflows; lead reporting of controls testing results to senior LRC management
• Recommend and implement improvements and enhancements to existing controls framework within LRC based on testing results
• Ensure that risks are being appropriately managed and accurately reported and escalated to the department head when appropriate
• Assist with ensuring that necessary controls and risk mitigation efforts are identified, implemented, and documented within LRC structures and systems 
• Assist with third party and independent testing and audit requirements and requests when appropriate

Requirements:

• Minimum of four years’ experience
• Minimum of bachelor’s degree. Advanced degree is a plus. Industry certification(s) from professional bodies relevant to the financial services sector is a plus. 
• Ability to work in a fast-paced environment together with experience operating in a second line role or corresponding control function in a Financial Services organization or at a consulting firm
• Experience working in Fintech and liaising with regulators and internal business partners.
• Broad knowledge experience assisting with examinations, control reviews, document production, risk and gap analysis, and issue responses. 
• Be a self-driven, self-starter. We’re a dedicated, hardworking team collectively motivated by our mission and vision. 
• Excellent attention to detail
• Strong problem-solving ability
• It is a plus if you are proficient in other languages. 
• Have a global mindset. Even at our small size, we have a team that represents 10+ countries, and our global footprint of customers will continue to grow.

go to method of application »

Job Description

• You will join the Revenue team and play a key role in developing and executing our Commercial and Revenue strategies.
• You will be working very closely with our expansion team, local countries, product, marketing and pricing teams in ensuring the successful development of our Revenue Strategy and the launch and establishment of new products and geographies.

What You Will Be Doing

Reporting to the Director of Revenue Strategy, you will:

• Define, measure, & deliver KPI-driven Revenue strategies
• Develop a solid understanding of regional and local trends and translate those into strategic opportunities to drive our ambitious growth objectives
• Develop alignment and collaboration with leadership & other key stakeholders on how to prioritize countries and product launches
• Translate market feedback into product requirements, and collect market intelligence to help guide the overall direction of our commercial and revenue strategy
• Analyze performance data and provide data-driven insights to improve the performance of our commercial programs
• Partner cross-functionally to define the future state of our business, creating a Customer and Product-Centric Revenue Strategy
• Interpret TAM models and customer insight to identify high-growth market opportunities to target
• Support local markets and product teams in evaluating our partnership commercials and developing scalable approaches to ensure we have in place the best economic terms for each of our commercial partnerships
• Provide analytical and strategic thought leadership to our expansion teams, using data and insight

What You Should Have

• 4+ years in sectors that rely on high volume transactions, in a strategy and commercial role and, e.g. Fintech, Financial institution, Marketplace, Online Trading/FX, Remittance business etc. Experience in management consulting/Investment banking is useful but not required
• Proven experience in developing and executing Revenue strategies
• Demonstrated ability to communicate, present and influence credibly and effectively at all levels of the organization
• Strong commercial acumen, strategy, planning, organizational skills
• Experience working effectively with cross-functional teams and all levels of management
• Excellent quantitative and analytical skills, being comfortable with pulling reports, diving deep into the data and analyzing trends.
• Advanced level of data analysis and manipulation using MS Excel, Google Sheets and SQL
• Proactive attitude with excellent project management, organizational, and analytical skills
   

go to method of application »

What You Will Be Doing

• This position supports the Legal, Risk and Compliance Function, which develops and provides oversight of AML/CFT,  Sanctions, Risk management, licensing and strategic compliance matters for the business.
• You would need to steeped in  AML compliance, able to operate in a fast moving, fast growing start-up with a strong culture of compliance.
• Manage partner bank and strategic partner relationships
• Supporting licensing efforts in coordination with the Licensing team and other resources
• As the Second Line of Defence, you will be supporting the Local MLRO in overseeing and reporting all anti-money  laundering and prevention of financing of terrorism escalations, High risk reviews and related local processes and  escalations for the business’s products and liaising with appropriate regulatory authorities
• Assist in driving all local compliance matters including the following:
• Review applicable legislation and regulatory requirements and advise leadership on existing requirement  and any changes thereto to ensure that the business consistently complies with these compliance  requirements
• Monitor appropriate internal policies, processes, and controls for the business in respect of key legal,  regulatory, and ethical obligations
• Conduct appropriate risk assessment frameworks to be used as a guide in identifying, eliminating, and  mitigating risks facing the business’s operations
• Identify potential areas of compliance vulnerability and risk and develop/implement corrective action plans  for resolution of problematic issues while also providing general guidance on avoiding or resolving similar  future concerns
• Provide regular reports to keep the business informed of the operation and progress of compliance  activities
• Conduct where needed staff trainings; both at an introductory and continuous basis to all employees, to  ensure a cogent understanding of new and existing compliance issues and related policies and  procedures in respect of the business 
• Be a key point of contact locally for regulatory reporting and engagement.