Data Analyst at Advans Ghana Savings & Loans

Portfolio Analysis

• Analyze portfolio level information to identify and monitor key risk factors and develop proposed solutions.
• Perform monthly analysis using vintage curves for various segments, branches and other early warning signs.
• Utilize advanced analytical methodologies to obtain insights into portfolio performance and market opportunities.
• Develop and/or evaluate various models used for, portfolio stress testing, and other targeted analysis.
• Perform thorough testing and validation of models and support various aspects of the business with data analytics and reporting.
• Business intelligence reporting, data gathering, and forecasting of process or policy changes.
• Identify and develop reports, dashboards, and analysis needed by the risk department.
• Periodically perform and support the data analyst in Delinquency analysis / ensure permanent supervision of the portfolio at risk.
• Support and maintain credit scoring models.
• Make proposals of any change concerning the credit policy, delegation rules, derogation rules, collateral policy, rescheduling etc.
• Make proposals to set exposure / concentration limits of the loan portfolio (by sector, type of product, segment, etc.)
• Do control of exposure / concentration limits of the loan portfolio
• Provide support to Credit Risk Analyst in periods of high activity by analysing loans files and making recommendations to Loan Committee
• Develop new technology tools, assets, and processes to improve and optimize prevention and detection models
• Review and update credit risk control measures and/or policies.

Operational Risk Activity

• Develop operational risk tools to support the operational risk function
• Credit Risk Analysis
• Provide support to Credit risk Analysts, in periods of high activity, in evaluating risks, returns and feasibility of projects submitted to any Advans Ghana loan committee and make recommendation for improvement of credit risk assessment tools.
• Reporting
• Produce draft monthly management reports for review
• Support in drafting Exco/MRC/Risk committee Report
• Produce Adhoc reports for review

What kind of profile are we looking for?

• You hold a bachelor’s degree in the quantitative field eg., Mathematics, Computer Science/IT, Engineering) or Social Sciences/Business Degree with professional qualification in IT/Big Data/programming with at least 3 years’ experience as Data/Risk Analyst/Business Intelligence. You have:
• Familiarity with operational, financial and quality assurance procedures and regulations is a must
• Knowledge of statistics and experience using statistical packages for analyzing datasets (Excel, internal tools, etc.)
• Strong analytical skills with the ability to collect, organize, analyze, and disseminate significant amounts of information with attention to detail and accuracy