Job Opportunities at Standard Chartered Bank

The Role Responsibilities

• To provide support to the Head Financial and Regulatory Reporting by efficiently collating data on regulatory returns   and ensuring completeness of data.
• To ensure the accuracy, and timeliness of local regulatory and group reporting.
• To liaise with business units and regulatory bodies on all matters pertaining to Regulatory Returns.
• To provide support to the Head Financial and Regulatory Reporting to ensure financial accounting practices are in accordance with prescribed policies in the Local Regulatory and Group Financial Control Manuals.
• Preparation of regulatory returns to BOG, SEC and GRA
• Assist the Head Financial and Regulatory Reporting in the follow up of regulatory and audit issues.
• Preparation of month-end P & L and Balance Sheets with all supporting documents attached.
• Review monthly reconciliation of Bank of Ghana and Nostro accounts
• Carry Out detailed review of balance Sheet lines and escalate issues to the Head Financial and Regulatory Reporting.
• Any other duties as may be assigned by the Head Financial and Regulatory Reporting /Financial Controller and CFO

Regulatory and Business Conduct

• Display exemplary conduct and live by the Group’s Values and Code of Conduct. 
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Lead the [country / business unit / function/ team] to achieve the outcomes set out in the Bank’s Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.] 
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders

• CFO
• FC

Our Ideal Candidate

• First Degree from a reputable institution
• Professional qualifications in Accounting and Finance e.g. ACCA, ACA plus at least five years work experience in Regulatory and Financial reporting department of a financial institution.
• Understanding of International Financial Reporting Standards (IFRS) and its impact of the bank’s financial reporting. 
• Good working knowledge of the Group Accounting practice and Local Regulatory requirements supplemented by all round Banking experience.
• Working knowledge of Accounting/Banking systems is essential for the extraction and processing of data from the system.    
• Understanding of the GL accounts is essential in assessing whether the trend of an account is irregular and requires immediate management attention.
• Good communication and interpersonal skills are essential in dealings with both internal and external customers.
• Ability to work in a busy and strenuous environment for long hours in order to meet set deadlines
• High level of computer literacy is required for processing data in various packages

Role Specific Competencies

• General Ledger Analysis
• Business communication
• Financial Analysis

About Standard Chartered 

We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
• In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
• Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum
• Flexible working options based around home and office locations, with flexible working patterns
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
• Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

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The Role Responsibilities

Strategy

• Input to Country/Client Business operating model design of relevant FC and business processes.
• Support Head of FCSO Ghana to ensure that there is adequate support (people, processes, tools, frameworks, systems) in the Country/Department for necessary FC works.
• Support Head of FCSO Ghana to set and implement the vision, strategy, direction and leadership for the Country/Department, consistent with the vision and strategy for FC and in support of the Group’s strategic direction and growth aspirations.

Business

• Support Head of FCSO to analyse comprehensive impact of financial crime related regulatory matters on the relevant business area and its operations.
• Support relevant stakeholders to make decisions based on current and possible future policies, practices, and trends.
• Keep track of and provide advice to relevant stakeholders on the interpretation and application of regulatory expectations, laws, best practices and policies related to FC.

Processes

• Support the Head of FCSO to develop, keep up to date and recommend for approval by the relevant Risk Committee, appropriate policies/processes/DOIs to address financial crime risks, aligning with relevant regulatory requirements.
• Support Head of FCSO in providing governance and oversight over the implementation of FC related policies and procedures in Country to ensure compliance with such policies and procedures.
• Support Head of FCSO to provide advice to relevant stakeholders on compliance with Group standards relating to Financial Crime Compliance (AML, Sanctions and ABC).
• Support Head of FCSO to properly identify, analyse, escalate as well as put in place action plans to resolve risk issues.

People and Talent 

• Work with Head of FCSO and other team members to ensure team cohesion and high performance.
• Promote and embed a culture of openness, trust and risk awareness, where ethical, legal, regulatory and policy compliant conduct is the norm.
• Stimulate an environment where forward planning, prioritisation, deadline management, streamlined workflows, collaboration, effective and efficient work practices are the norm.
• Support Head of FCSO to deliver on the approved training curriculum for the year.
• Ensure to clearly understand your roles and responsibilities through regular engagement with Head of FCSO and other stakeholders.

Risk Management

• Support Head of FCSO to maintain oversight of risk mitigating action plans.
• Support Head of FCSO to establish and maintain watch lists used for customer and transaction screening and various other due diligence and investigative purposes (local/regional internal and external).
• Support Head of FCSO assess risks arising from products, segments, geographies, customers, transactions and escalate risk relevant issues.
• Inform Head of FCSO of serious regulatory breaches (or where risk tolerances have been breached) and ensure support in the resolution of identified risk.
• Ensure to anticipate horizon risks in the area of financial crime that may have a significant impact on the business as a whole and assist to develop effective strategies to mitigate such horizon risks.
• Support Head of FCSO to oversee the review and analysis of the client base to identify and manage high risk clients, or specific country reviews.

Governance 

• Support in the tracking and remediation of FC investigations related regulatory findings.
• In the event of serious regulatory breaches, or where risk tolerances have been breached, ensure the Head of FCSO is informed and support in actions are taken to quickly remediate the issues.
• Participate in the discussions of lessons learned from audit findings, FC assurance activities and specific investigations and support in the implementation of actions.
• Ensure to support the Head of FCSO to track significant issues arising from FC metrics, FC Assurance activities, Audit reviews and regulatory inspections, providing validation of issue closure where necessary.
• Ensure to support the Head of FCSO to analyse and interpret data to produce reports that help the bank identify and manage emerging areas of risk / vulnerability and thus drive remediation action within the FCSO function.

Regulatory and Business Conduct 

• Display exemplary conduct and live by the Group’s Values and Code of Conduct. 
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across the bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Support FCSO team to achieve the outcomes set out in the Bank’s Conduct Principles: 
  • Fair Outcomes for Clients
  • Effective Operation of Financial Markets
  • Financial Crime Prevention
  • The Right Environment.
• Effectively and collaboratively identify, escalate, mitigate, and resolve risk, conduct and compliance matters.
• Ensure to support in the implementation of directives of Central Bank of Ghana, Financial Intelligence Centre (FIC).

Key Stakeholders

• Central Bank of Ghana
• Financial Intelligence Centre
• Economic and Organised Crime Office
• The Office of Special Prosecutor 
• Other relevant industry stakeholders 

Other Responsibilities

• As and when assigned by the Head of FCSO Ghana

Our Ideal Candidate

• University Degree and background in financial crime compliance

Role Specific Competencies

• Spot opportunities
• Solve problems
• Take the lead and ownership
• Build resilience
• Collaborate
• Deliver sustainability
• Achieve result