Head, Products at Standard Bank Group

About The Job
 
Job Description

• To be accountable for the development and implementation of fit for purpose product solutions based on unique country requirements (e.g., Home Loans, Unsecured Lending, Card, Savings and Investments, etc.) across the value chain with a focus on digitisation and in line with client value propositions. Accountable for product economics; product strategy; portfolio risk appetite; portfolio budget and management of the products' financial performance for CHNW Country.

QUALIFICATIONS
Minimum Qualifications:

• Type of Qualification: First Degree
• Field of Study: Business Commerce

Experience Required:

• Products
• Consumer & High Net Worth
• 8-10 years
• Proven track record of delivery in a senior product, financial and risk management capacity in a leading financial institution. 
• Proven track record of interpreting and practicing integrated product, financial and risk management principles. 
• Experience in process re-engineering and change management. 
• Experience in management of financial objectives, both value creation and cost reduction, managing ROE targets considering profitability measures and capital.

ADDITIONAL INFORMATION
Behavioral Competencies:

• Developing Strategies
• Embracing Change
• Empowering Individuals
• Establishing Rapport
• Generating Ideas
• Making Decisions
• Producing Output
• Pursuing Goals
• Showing Composure
• Team Working
• Understanding People
• Valuing Individuals

Technical Competencies:

• Customer Understanding ( Consumer Banking)
• Economic Capital Management
• Product and Services Knowledge
• Risk Reporting
• Risk Response Strategy
• Risk/ Reward Thinking